Commercial Banking

Loan Services

At CFG Community Bank, we understand that borrowing money is an integral part of business management. We don’t just lend you money; we partner with you to help solve your credit needs, manage your cash flow, and give you options for immediate, seasonal, short and long-term needs.

• Lines of Credit [-]

  A business line of credit is a vital part of your company’s financial plan. A line of credit gives you access to cash for on going short-term financing needs in order to take advantage of trade discounts, support accounts receivable, and manage seasonality in sales.

• Equipment Loans [-]

  Our broad range of expertise allows us to provide a full range of equipment financing solutions for your business.

  You choose from a variety of loans that allow your business to buy new or used equipment at a fixed or variable rate, with loan repayment terms tailored to fit your budget.

• Acquisition Financing [-]

  At CFG Community Bank, we offer a full range of loans and lines of credit that allow your business to make an acquistion. Repayment terms are structured to fit your business's cash flow.

• Real Estate Financing [-]

  When your business plans include real estate, CFG Community Bank offers owner-occupied and investor financing to allow you to acquire or refinance real estate.

  For your owner-occupied property, we offer permanent loans with amortizations from fifteen to twenty five years and maturities up to fifteen years and you can choose from a fixed or floating rate.

  We can assist you in determining the correct financing structure for a variety of property types including commercial office, retail, warehouse and industrial.

• Letters of Credit [-]

  We offer both commercial and standby letters of credit to support a range of situations including performance under contracts, payment to suppliers, workers’ compensation and industrial revenue bonds.

• Healthcare Financing
• Multifamily Financing
• Loan Programs [-]

  CFG Community Bank particpates in numerous loan programs at the federal, state and county level to assist in building and growing your businesses.