At CFG Community Bank, we understand that borrowing money is an integral part of business management. We don’t just lend you money; we partner with you to help solve your credit needs, manage your cash flow, and give you options for immediate, seasonal, short and long-term needs.
A business line of credit is a vital part of your company’s financial plan. A line of credit gives you access to cash for on going short-term financing needs in order to take advantage of trade discounts, support accounts receivable, and manage seasonality in sales.
Our broad range of expertise allows us to provide a full range of equipment financing solutions for your business.
You choose from a variety of loans that allow your business to buy new or used equipment at a fixed or variable rate, with loan repayment terms tailored to fit your budget.
At CFG Community Bank, we offer a full range of loans and lines of credit that allow your business to make an acquistion. Repayment terms are structured to fit your business's cash flow.
When your business plans include real estate, CFG Community Bank offers owner-occupied and investor financing to allow you to acquire or refinance real estate.
For your owner-occupied property, we offer permanent loans with amortizations from fifteen to twenty five years and maturities up to fifteen years and you can choose from a fixed or floating rate.
We can assist you in determining the correct financing structure for a variety of property types including commercial office, retail, warehouse and industrial.
We offer both commercial and standby letters of credit to support a range of situations including performance under contracts, payment to suppliers, workers’ compensation and industrial revenue bonds.